Does Home Security Decrease Insurance Rates In Long Island?
Yes! The majority of insurance companies offer discounts for home security systems in Long Island, typically ranging from 5-20% based on a few different variables. How much you save can vary quite a bit according to the kind of system you install, the carrier, and your location. Discover how to maximize your savings while giving your loved ones the best protection possible.
Why Do Insurers Offer Home Security Discounts?
Home security systems lower the risk of break-ins, which means it’s less likely the insurer will have to pay a covered claim. When you have monitored smoke detectors, water sensors, and CO sensors connected to your security system, the potential for damage caused by flooding and fires is lowered as well. You help the insurer by lowering their risk of paying. As a result, they’re pleased to provide a discount.
What Long Island Home Security Systems Give You The Biggest Discount?
It’s only natural that you wish to save as much as you can. Here’s how to do it:
- Get professional monitoring. A monitored system is the best choice for your family, and it’s typically required by insurers to earn a discount. Gain the peace of mind you deserve and save some money while you’re at it.
- Integrate monitored safety alarms. There’s a good chance you’ll earn additional savings by minimizing the risk of damage from carbon monoxide leaks, fires, and water infiltration. Getting your smoke alarms, carbon monoxide detectors, and flood sensors professionally monitored also supplies your family an essential backup during emergency situations.
- Install a comprehensive system. Opting for a full-featured defense with video cameras, motion sensors, contact sensors, smart locks, and more, will be seen positively by the insurer and likely lead to greater savings.
Setting up a surveillance camera alone won’t automatically qualify you for a discount. Keep in mind that your system needs to be professionally monitored.
How To Get Your Home Security Insurance Discount In Long Island
The first step to lowering your premiums is to contact the insurer after you install your home alarm system. They’ll likely want to see proof such as an alarm monitoring certificate or a monitoring contract. Leading home security providers like ADT have experience with insurers and can help with the necessary paperwork.
ADT Systems Have Everything You Need For Insurance Discounts
If you’re looking for the best defense and an insurance discount, select an ADT home security system in Long Island. Backed by the biggest monitoring network in the U.S., ADT offers the best in 24-hour professional monitoring. You’ll also benefit from multi-layered systems with video cameras, smart locks, environmental alarms, and much more.
How Much Will You Save? Build Your New ADT System In Long Island Today
The real benefit of ADT alarm systems is the exceptional protection they offer your Long Island family. Saving money on your home insurance is a nice bonus. Build your new system by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Place a call to (631) 213-3528 or complete our form below.